Each state has unique requirements for insurance that needs to be carried by drivers. Washington State depends on the tort system, this means that one driver must be proven to be at fault. It is not required to purchase insurance that covers bodily injury for uninsured drivers. Washington State requires only that you purchase liability insurance.
If you are pulled over by a law officer you will be required to show proof of liability insurance. All other types of insurance in this state are optional for you. You may want to purchase other types of insurance that covers the cost of replacing or repairing damage to your car. Whether you have a high deductible, low deductible or none at all is up to you. When you compare insurance quotes online you can factor all of these items in and find the best insurance for your needs.
Washington is home to approximately 60 different insurance companies, these companies are regulated by the insurance commission of Washington. Prices for insurance are regulated by these commissions. The prices are set by rates of accidents, types of roads driven, and other factors. If you live in a high crime area you can expect to pay higher prices for your insurance. Prices of insurance also effected by the type of car you drive. Obviously cars that are more expensive have higher rates, but there are other factors that are considered. You car may receive a discount if your car has certain safety features.
You can compare auto insurance quotes online. This is a great way to shop for car insurance. You will have no pushy sales people looking over your shoulder and rushing to make a decision. You will be able to compare all prices and benefits online. Take as long as you need to make the best possible decision about your Washington car insurance.These quotes are free and should be taken advantage of. Even if you think you are happy with the current insurance you have, you can save money by shopping for better rates.
Did you know that you may be eligible for discounts on car insurance if you have good credit? Things like not smoking, having a clean driving record and being a certain age can all relate to the price you will pay. When shopping online it is possible to incorporate all of these things and they will be taken into consideration. You will be saving money by taking your time to compare prices with your needs in mind from many insurance companies by shopping online.
The top five cities in Washington state that can benefit from comparing rates online are Seattle, Spokane, The Tri Cities Vancouver and Tacoma.